I took note about the need to have a will. Useful advice, thank you.
A related issue for me is financial security. I look at the
instability on the global market, difficulties in the economies of the
advanced countries and it kind of gets at me. I will not have a
substantial pension when I am of a retiring age. I am looking for means
of securing an extra income and making now more than I need so that I
am able to save for the old age. I looked at Avon, Forever Living
products and I do not see them as a solution. I am in the process of
looking at other opportunities. Are group members interested in this,
have they got any direct knowledge or experiece? There are many scam
schemes going on. It is good to learn from other people's experience.
Regards
Ana

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